Buy A Friend; Hire A Lawyer.

You Don't Date An Annuity, You Marry It. An Annuity Isn't A Mutual Fund That You Buy Today And Sell Tomorrow. Nor Is It A Certificate Of Deposit, Ready For Any New Use At Maturity. When You Buy An Annuity, You Are Making (or Ought To Be Making) A 15- Or 20-year Commitment, At Least.

You Get The Most Out Of What You Need The Least.

There Is A Secret To Investing That Cuts A Path Directly To The Profits That You're Looking For. The Secret Is Simplicity. The More Elementary Your Investment Style, The More Confident You Can Be Of Making Money In The Long Run.

Never Try To Time The Bond Market. Anyone Who Claims To Know The Future Of Interest Rates Is Certifiable.

It Seems Like Only Yesterday That Savers Were Dorks. They Kept Piggy Banks. They Drove Last Year's Cars. They Fished In Their Change Purses For Nickels While The Superstars Flashed Credit Cards. Today, Values Have Changed. The New Object Of Veneration Is Not Money On The Hoof But Money In The Bank - And The Dorks All Have It.