I Also Believe That Most Of The

Let's Look At Lending, Where They're Using Big Data For The Credit Side. And It's Just Credit Data Enhanced, By The Way, Which We Do, Too. It's Nothing Mystical. But They're Very Good At Reducing The Pain Points. They Can Underwrite It Quicker Using - I'm Just Going To Call It Big Data, For Lack Of A Better Term: "why Does It Take Two Weeks? Why Can't You Do It In 15 Minutes?"

The Government Isn't Going To Say, "we're Going To Regulate Banks, But We'll Leave These Other Companies Alone." I Think The Regulators Want To Make Sure That They Have Some Form Of Regulation On Anything Systemic. We Like Our Hand. But, You Know, Honestly, Who Owns The Future?

All Businesses Tend To Pass Costs Onto Customers.

Look, In Any System, You Want Highly Ethical People Who Really Understand Issues To Form Policies And Make Tough Decisions. You Need All The Right People In The Room. But There's A General View In Washington Now By Many Politicians That If You Ever Were On This Side, You're Conflicted For Being On That Side.

I Think Normalization Is A Good Thing.