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The Thing I Have Discovered About Working With Personal Finance Is That The Good News Is That It Is Not Rocket Science. Personal Finance Is About 80 Percent Behavior. It Is Only About 20 Percent Head Knowledge.

My Children Were Taught At An Early Age How Money Works And That It Comes From Hard Work. They've Been On A Commission - Not An Allowance - Since They Were Little. They Learned That If They Worked Around The House, They Got Paid. If They Didn't Work, They Didn't Get Paid.

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