The Worst Thing That Can Happen To

Gold And Silver Have Always Had Value, Never Gone To Zero. Can You Say The Same For Stocks And Bonds?

Most Of Marx's Predictions Have Failed To Materialize, And His Labor Theory Of Value And Other Ideas Have Been Proven Wrong. Marx Failed To Recognize The Incentive System Built Into The Capitalist Model - Consumer Choice And The Profit Motive Of The Entrepreneur. The Irony Is That Capitalism, Not Socialism Or Marxism, That Has Liberated The Worker From The Chains Of Poverty, Monopoly, War, And Oppression, And Has Better Achieved Marx's Vision Of A Millennium Of Hope, Peace, Abundance, Leisure, And Aesthetic Expression For The 'full' Human Being.

One Suggestion My Wife And I Have Used In Our Personal Finance Courses We Teach At College Is Simply Writing Down All Expenditures And Seeing Where The Money Goes. That Alone Will Cause Heads Of Households To Think Twice About X, Y Or Z Expenditure, And To Consider Carefully Whether They Really Need Something Or Not.

The Profit Motive Promotes Economic Growth By Creating Better Products At Cheaper Prices.

All Workers, Whether They Are Employed In The Private Or Public Sector, Should Avoid Living 'paycheck To Paycheck.' Studies Show That Every Household Wastes 10% Or More Of Its Salary Or Income On Unnecessary Expenditures Or By Not Taking The Time To Shop For Better Prices. It's All A Matter Of Proper Budgeting.