When You Give, Give From The Place

I Have Never Been A Fan Of Bond Funds. Unlike A Direct Investment In An Individual Bond That You Can Hold To Maturity And Be Assured You Will Get Your Principal Back (assuming No Default), A Fund Has No Finite Maturity Date And Most Funds Are Actively Traded.

I Have A Million Dollars In The Stock Market, Because If I Lose A Million Dollars, I Don't Personally Care.

Ignore The Annual Percentage Rate When Shopping For A Mortgage.

Who Would You Want To Be Giving You Advice? Somebody Who Doesn't Have Any Money?

In January We Start Saving Money, Getting Out Of Credit Card Debt, Funding Our Retirement Accounts, And We're Doing Wonderful. Then, Every Single Year Like Clockwork, Starting In November, All Of You Fall Into This Trap That Says, 'i Have To Buy This Gift... I Can't Show Up At This Party And Not Have Something For Everybody.