You Have Your Own Culture And Your

Banks Also Have To Say No To Customers. We Can't Always Give Clients What They Want; It May Not Be In The Client's Best Interest.

If I Ran The Whole Place Like It Was My Way Or The Highway, We Would Not Be As Good A Company. I'm Going To Have Mistakes - They'll Be Made On My Watch And Will Embarrass Me. But I'll Also Make Sure The Company Learns From Them So It Can Become A Better Company.

Europe Is The Most Complicated Place, In My Opinion.

Part Of [japanese Companies] Growing And Expanding Around The World Is ... Going To Help The Japanese Keep Their Lifestyles [despite Japan's] Demographics, As A Declining Population, And [to] Make It More Conducive To Women To Go To Work, I Think, Is A Plus.

We See Very Broad-based, Moderate, Growth. Most Of The Sectors Are Quite Strong. I Don't See Any Major Potholes, And I Believe [the Economy] Is Strengthening.