Equality Is Never Given, It Is Taken.

Life Insurance Can Be Numbingly Complicated. Clients Often Turn Off Their Brains And Surrender Their Judgment To The Very Agent Or Planner Who Brought On Their Coma In The First Place.

Savings Will Not Make You Rich. Only Canny Investments Do That. The Role Of Savings Is To Keep You From Becoming Poor.

You Don't Date An Annuity, You Marry It. An Annuity Isn't A Mutual Fund That You Buy Today And Sell Tomorrow. Nor Is It A Certificate Of Deposit, Ready For Any New Use At Maturity. When You Buy An Annuity, You Are Making (or Ought To Be Making) A 15- Or 20-year Commitment, At Least.

Equality Is Never Given, It Is Taken.

No One Knows What Stocks Will Do Tomorrow, But The Evidence Is Clear As To How They'll Perform Over 10 Or 20 Years. They Will Almost Certainly Go Up.