Ideas Are A Dime A Dozen. People

This Is Not A Game, ... Debt Has Become A Part Of Who We Are. It's Become That Spoiled Child In The Grocery Store With Their Lip Stuck Out: 'i Want It. I Want It. I Deserve It Because I Breathe Air.' And, Well, That's An Uphill Climb In Our Culture Right Now, To Go Against That And Say, 'hey, Let's Be Grownups Here. Let's Be Mature, Learn To Delay Pleasure, Save Up And Pay For Things.'

Too Many People Try To Do The New Job, New Spouse, New House, New Car Thing In 18 Months. That's A Good Way To End Up Broke. We've Got To Resist The Temptation To Catch Up With Our Parents In 18 Months. Slow Down. You Have The Rest Of Your Life To Play Catch Up. After All, It's Just Stuff.

Debt Is So Ingrained Into Our Culture That Most Americans Can't Even Envision A Car Without A Payment ... A House Without A Mortgage ... A Student Without A Loan ... And Credit Without A Card. We've Been Sold Debt With Such Repetition And With Such Fervor That Most Folks Can't Conceive Of What It Would Be Like To Have No Payments.

Ideas Are A Dime A Dozen. People Who Execute Them Are Not.

Investing Is Important, But Get Debt-free First. That's What Frees Up Your Income So You Can Win.